We have the knowledge, the expertise, and the coverage that's right for your organization.

For over 30 years, HIROC has been the leading provider of medical malpractice liability insurance and other risk-financing solutions for the Canadian healthcare sector.

Our promise to our subscribers is to provide responsive and broad-based coverage at competitive premiums while remaining true to our jointly held focus on quality and healthcare safety.

Partner with us today. Help us get to know your organization’s needs – request a quote

Did you know: HIROC is a non-profit reciprocal owned and governed entirely by our subscribers – we work for you! Our products and services are based on the continuous input of our subscribers.

The Reciprocal Model Works For You

As a non-profit, HIROC does not pay income tax, broker or agent commissions. Any profit or excess surplus is returned to our subscribers – over $200 million since our inception.

We partner and provide comprehensive insurance coverage exclusively to healthcare organizations from coast to coast. These organizations include:

  • Regional health authorities
  • Hospitals (acute care, community, rehabilitation, teaching, etc.)
  • Midwifery practice groups
  • Community organizations
  • Long-term care facilities 
  • Associations
  • Regulatory colleges
  • Family health teams
  • Healthcare supply chains

The Right Coverage

Our comprehensive policy includes:

  • Medical malpractice
  • Directors and officers (D&O / E&O)
  • Bodily injury
  • Third-party property damage
  • Environmental impairment 
  • Crime and fidelity
  • All-risk property
  • Non-owned automobile
  • Advertising injury
  • Cyber risk
  • Tenants legal

As your one-stop-shop, we also provide coverage through our brokerage, which includes:

  • Property
  • Equipment breakdown (boiler and machinery)
  • Course of construction – builders risk
  • Owned automobile
  • Travel accident
  • Special events
  • Foreign clinical trials, foreign consulting and advisory projects

Are you looking for something else? Request a quote and let's connect.

If you're interested in one of our education and training sessions, please submit our form.

Midwives matter to HIROC

We know midwives play a pivotal role in our healthcare system and we want to partner with you! HIROC provides insurance products and services to meet the unique needs of midwives across the country.

We provide coverage to:

  • Midwife associations
  • Midwifery practice groups
  • Midwives practicing in AB, SK, MB, ON, NL, NS

 

To request a Third Party Certificate of Insurance, please log in to the MEMBERS PORTAL and select REQUEST CERTIFICATE OF INSURANCE from the drop down menu. Once you have the form open, you must save the document to your computer. Upon completion of the form, please email it to certificates@hiroc.com as an attachment.