HIROC exists because of you! We’re a 35 year upstart, still as unique, nimble and proactive as we were when we started.

Formed in 1987 with 53 healthcare organizations who were determined to work together to not only bring positive change to the healthcare sector, but disrupt the insurance industry. The newly formed not-for-profit, known as a reciprocal, was an ambitious undertaking and we’re still thriving today because of our shared purpose.


Partnering to create the safest healthcare system


Committed to providing insurance, risk management and innovative solutions supporting safety and collaboration in healthcare


  • Respect – We respect each other and value everyone’s contributions.
  • Integrity – We operate with high integrity and are ethical in all our dealings. 
  • Care – We care about our subscribers, those they serve, our employees, and our community.
  • Service – We are dedicated to delivering superior service to our subscribers and partners.

Learn more about HIROC