Special events (e.g. a sporting event/cultural event), generally fall outside the scope of normal operations in most organizations. When well-planned and executed, they can be an effective approach to organizational promotion, publicity or fundraising. However, careful attention must be paid to the possibility of bodily injury, reputational harm or property damage associated with the various event activities. Identifying event-specific insurance coverage and risk management concerns in advance of the event is important to mitigate risks and reduce the potential exposures during special events. It is prudent to contact your insurer for a discussion about insurance coverage and risk mitigation prior to hosting an event.
Consideration for injury prevention extends to staff, spectators, participants, volunteers and others. Injury risks generally relate to the nature of activities (e.g. serving alcohol and/or food, children’s rides/games, sports/athletic events; simulated disaster exercises).
The use of inflatable play structures may give rise to injuries to minors.
