How to Support Your Most Important Equipment: Electrical Systems

HSB Canada
A close up photo of an electrician working on an electrical unit

Assisting our Subscribers in managing risk and minimizing loss through sharing best practices is at the cornerstone of HIROC’s philosophy. To ensure that you and your teams have the appropriate coverage and the latest information, we partner and collaborate with other insurers like HSB Canada.

Be sure to share this article with the property and facilities team at your organization. We know they’ll find it valuable.

We hope you’ll find the following article on critical equipment facing frequent issues helpful, especially in informing key decisions around maintenance and facility safety. For this edition, we are reviewing electrical distribution systems and transformers and how to avoid their most common challenges with strategic maintenance.

If you have any questions, feel free to reach out to us at [email protected].


As HIROC is your one-stop shop, we’re delighted to help you mitigate your risk of exposure with a variety of equipment. Together with our partners at HSB, Subscribers will have access to an inspection team that conducts regular inspections aimed at averting preventable losses, ensuring compliance with local regulations, and assisting business owners in safely operating their equipment.

Nevertheless, there are further steps your team can implement to bolster the operational stability of your equipment. Our recommendations are designed to supplement those provided by equipment manufacturers.

Transformers/Electrical Distribution Systems

Implement an effective preventive maintenance program to reduce unscheduled outages:

1. Keep it clean:

  • Ensure electrical rooms are free of excessive dust and dirt.
  • Avoid using these rooms for storage.
  • Limit access to authorized personnel only.
  • Maintain proper lighting for efficient operation.

2. Keep it cool:

  • Prevent excessive heat in electrical enclosures and rooms.
  • Maintain cooling fans or blowers for adequate cooling.
  • Keep ventilation opening clean and unobstructed.
  • Change or clean filters per manufacturer's recommendations.

3. Keep it dry:

  • Protect equipment from moisture.
  • Check for moisture contamination and perform repairs promptly.
  • Identify and eliminate moisture sources.

Your partnership with HIROC and HSB opens doors to gaining valuable access to a team of inspectors who are dedicated to assisting you in identifying and suggesting methods to enhance the operation, maintenance, and reliability of your equipment. The aim is to minimize losses, uphold functionality, and ultimately fortify life-saving operations.

If you would like more information on inspections or HIROC’s coverage, email us at [email protected] or request a quote.

Interested in more articles like this one? Please read the previous article in this series on AC Units.

Content source: HSB Canada


This article is for informational purposes only and is not intended to convey or constitute legal advice. HSB Canada makes no warranties or representations as to the accuracy or completeness of the content herein. Under no circumstances shall HSB Canada or any party involved in creating or delivering this article be liable to you for any loss or damage that results from the use of the information contained herein. Except as otherwise expressly permitted by HSB Canada in writing, no portion of this article may be reproduced, copied, or distributed in any way. This article does not modify or invalidate any of the provisions, exclusions, terms or conditions of the applicable policy and endorsements. For specific terms and conditions, please refer to the applicable insurance form.