HIROC provides comprehensive medical malpractice liability insurance exclusively to not-for-profit healthcare organizations in Canada.

Through our brokerage, HIROC Insurance Services Limited, we are also able to offer subscribers a full range of insurance products and services, such as Property, Boiler and Machinery and Accident Coverages.

Coverage is available for any not-for-profit healthcare organization, including:

  • Regional Health Authorities
  • Hospitals (acute care, community, rehabilitation, etc.)
  • Community organizations
  • Long-term care facilities
  • Associations
  • Regulatory colleges

Unsure of certain insurance terms and meanings? Refer to the Insurance Bureau of Canada's Glossary.

Liability Insurance

HIROC provides cost-effective medical malpractice liability insurance for a range of not-for-profit healthcare organizations.

The comprehensive policy includes:

  • Medical Malpractice
  • Directors and Officers
  • Bodily Injury
  • Third-Party Property Damage
  • Environmental Impairment
  • Crime and Fidelity
  • All-Risk Property
  • Non-Owned Automobile
  • Advertising Injury
  • Cyber Risk
  • Tenants Legal
Property Coverage

We are pleased to offer Property Insurance Coverages through our brokerage, HIROC Insurance Services Limited.

Property coverage includeS:

  • Property 
  • Equipment Breakdown (Boiler and Machinery)
  • Course of Construction – Builder's Risk

In Addition to Property, we also offer the following coverages:

  • Owned Automobile
  • Travel Accident
  • Occupational Accident 
  • Sports Accident (for participants)
  • Special Events
  • NetProtect™ - Cyber Protection
  • Foreign Clinical Trials, Foreign Consulting and Advisory Projects
Insurance for Midwives

HIROC provides insurance products and services to meet the unique needs of midwives and midwifery clinics.

Since 2002, HIROC is pleased to provide insurance products and services to meet the needs of midwives and midwifery practice groups.   HIROC is proud to partner with midwives who are an important part of our healthcare system, and to have the following as part of our subscriber group: 

  • Midwife Associations
  • Midwifery Practice Groups
  • Midwives in Alberta, Manitoba, Ontario, Newfoundland, Nova Scotia, and Saskatchewan
  • Saskatchewan Midwives (employed at a HIROC hospital)

In addition to insurance coverages, HIROC provides risk management services and educational events specifically to meet the needs of midwives.

For general queries or requests, please send them to