Coverages and ServicesAt HIROC, we are dedicated to providing the Canadian healthcare community with value-driven insurance services. The Reciprocal offers subscribers complete protection, with high limits and comprehensive insurance. Payment of all legal costs is in addition to limits of insurance chosen, and we have no annual aggregates and no deductibles. Follow the links on the left for detailed information on HIROC's Coverages and Services, or contact us for more information. |



















